Why Mutual funds?

A mutual fund is a professionally managed type of collective investments that pools money from many investors and puts it in stocks, bonds, short-term money market instruments, and/or other securities. The mutual fund will have a fund manager, that trades the pooled money on a regular basis, and after realizing capital gains or losses are passed out in the form of dividends to the individual investors. Currently, the worldwide value of all mutual funds totals more than $26 trillion.

Since 1940, there have been three basic types of investment companies in the United States: open-end funds, also known in the US as mutual funds; unit investment trusts (UITs); and closed-end funds. Similar funds also operate in Canada. However, in the rest of the world, mutual fund is used as a generic term for various types of collective investment vehicles, such as unit trusts, open-ended investment companies (OEICs), unitized insurance funds, and undertakings for collective investments in transferable securities (UCITS).

People are aggressive in making money; if it is without investing their time and brain then they are very happy to go ahead. New generation corporate financial companies and political Diplomats and Beurocrates were planning for benefits from common man’s money, that lead to an idea called “Mutual funds”. In US and Europe millions of people invested their lifelong saving into “Mutual funds” and sat happily with the profit they gained initially. But now?? These corporate financial companies played careless games with this money, which ultimately gives trouble for common man. How they invested this money, in real estates, multinational companies who never care about people life and their money.

Investing money into Stocks is good to float money into market, but if we put our money via mutual fund then you are putting not only you, the whole country in trouble. It is simple and you can learn this stock marketing if you can spend 3-4 months. You can easily open a demat account (dematerialised account) and start investing money into market, if you do it then you will really understand your money flow and current market. Please..please don’t allow any one to play with your money, there is no guaranty that these people will give your money back. If you check the norms and rule, even the government or legal system cannot protect our money.

There are better savings with less profit but have solid system. How can we have a better saving and help our country

Invest in Agriculture Bank.
Invest in Rural development banks
Post office investment
Public provident fund
Life Insurance Corporation of India

This kind of saving will help our government to have better money savings and give service to people. If we invest money in to Agriculture Banks, which will help the county to grow in food production and can play good role in world market. (That is what Reliance is trying to do slowly, not only reliance many are there now)

Plan well, which will help you and our county in a better way. Think of better tomorrow not today.

All the best ….


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